I'm 'clawing' back my money from those talented nail technicians. Goodbye Rihanna nails! My Debt Busting ways are growing stronger by the minute.
I took a step back this weekend and thought about all the cut backs I could make in my budget to free up extra cash to plough into my Dirty Debt, and just as I was about to put my coat on to go and get my nails done, I stopped.
I asked myself this question "Do I really need to get my nails done?" The answer was a resounding 'NO' but not before I tried in my head to come up with many reasons why I should get them done. The bottom line was that I didn't need it, I simply wanted it.
If you want what you already have then you make it easier to keep your purse shut leaving more money to pay debt with. This really helped me and gave me the courage to pick up the phone and cancel my nail appointment. I even soaked my nails in nail polish remover and took them off myself. I made a saving of £10, which it would have cost me if I let them remove the nails.
Before my new frugal lifestyle, I splashed out on a few gelly nail paints from Barry M and this was one of the colours that I really fell in love with. So I decided to take the time to paint my nails myself. The worse part was waiting for them to dry.
While I waited I thought about how much money I'd wasted on getting in-fills in the nail salon. That's £16 bi-weekly, £32 per month AND I've been getting them done for the past 8yrs. Erm... So that's £384 per year, times 8yrs and thats more than £3000 I've spent on my nails.
Ergh! Money down the loo I'd say.
Can you cut back by doing your nails yourself? If you can, you too could have an extra £30 to pay towards your debts each month. Maybe it's not the nail salon for you, it could be the hairdressers or the beauty salon. Have a think about the things you pay others to do for you that you could try to do yourself to free up money that you could use to save for your first home or to clear your debts.