Well I've made it to the end of the week. It started so well with the £7 challenge. You can view our progress here on Mortgage Free Journey's blog. Here is what I had to eat this week to save money.
Monday: I had Sunday dinner for lunch, and pizza for dinner. £0
Tuesday: I had pizza for lunch and pasta bake for dinner. £0
Wednesday: I had pasta bake for lunch and prawns and rice for dinner. £0
Thursday: I had prawns and rice for lunch and pizza for dinner. £0
Friday: I had pizza for lunch and pasta for dinner. £0
Saturday: I'll be having eggs and bagels for lunch and chicken and rice for dinner. £2
Sunday: I'll have bagels and eggs for lunch and go to nans for dinner. £0
Total spend £2 for the bagels and eggs. Not bad, as this week would usually cost me about £25. That's a £23 saving for me to throw into my Dirty Debt.
*1st Financial Hurdle Alert*
Whilst I was busy crunching numbers with my IPad on my Budgeting App, which Ive blogged about here. I got excited that I was on track to save an additional £380. Now I realise that its not much considering how much debt I have but to me this was still progress, and enough to put a huge smile on my face.
That's when it happened. I put some music on because I was in such a cheerful mood (Rudimental-Waiting all night). Took my jeans off to put on my comfy PJ's, and threw my jeans on my bed. Then I heard it. CRACK!!! I looked over to my bed where I had left my IPhone and IPad and my heart just sank. I thought, which ever one it was that I had broken, I would still be upset about. So I went over to inspect them both. I went over to my phone and found that it still had a pulse but my iPad was not so lucky. It currently has a huge crack (thanks to my carelessness) that has split in several directions going right across my screen.
This is a financial set back because I already know a cracked screen is going to be expensive to repair. So I'm off to the apple store to find out what the damage will be to my pocket. This is exactly why I should have an emergency fund, because when things like this crop up in life. I'll be better prepared with emergency funds to handle them without hindering my progress to financial freedom.
So now I'm not so sure I'll have £380 for my debts after all but we'll see. I'm not giving up all hope just yet!
Next step for me is to build up an emergency fund for life's little unexpected emergencies. The best way to protect yourself and your savings. If you don't have one, and you're trying to clear debt, stop everything and do this first!
Anyone had any set backs recently? I'd love to hear how you've dealt with them in the comments section...
Labels: Budgeting, Food shopping